Noah, a global payments infrastructure provider with regulated operations, has teamed up with Gnosis, a developer of decentralized financial systems. This partnership is focused on integrating compliant fiat services with on-chain tools.
Accelerating Stablecoin Adoption
The collaboration aims to streamline the integration of traditional financial functionalities into decentralized applications (dApps), offering users a regulated and user-friendly experience across borders. Through this partnership, stablecoins will become more accessible and practical.
Regulated USD virtual accounts, real-time conversions between stablecoins and fiat currencies, and free on- and off-ramps are now available to users in the US and internationally. Cross-border payments supported by Noah’s infrastructure are enabled in over 70 countries, making it easier for DeFi applications to offer services like payroll, remittances, and business-to-business (B2B) payments while maintaining user control and transparency.
Combining Compliance and Accessibility
Noah’s licensing and compliance framework is paired with Gnosis’ established ecosystem of wallets, merchants, and applications. This combination supports institutional reliability alongside individual user access. Specifically, it allows users in emerging markets to hold and transact in USD without relying on potentially unstable local banking systems or intermediaries.
The partnership also aims to bring US market access to the Gnosis ecosystem, which has traditionally focused on European users. This move positions Gnosis more competitively within the global Web3 landscape, where the goal is to connect stablecoins with real-world payments.
Stablecoins have long been seen as a bridge between traditional finance and crypto, but their utility was often limited by the absence of compliant on/off-ramp infrastructure. This partnership addresses that gap by embedding fully regulated financial channels directly into DeFi applications.
Noah’s programmable API enables real-time settlement in over 50 currencies, providing fintechs and developers with the ability to embed global payments functionality without the complexity of traditional banking systems. The company recently secured $22 million in seed funding and operates across the US, Canada, and Europe, with a vision to build a stablecoin-powered financial infrastructure that caters to both businesses and individuals.
Gnosis ecosystem applications like Picnic, Zeal, Safe, and Gnosis HQ will integrate Noah’s infrastructure first. This integration allows users to onboard fiat currency, convert it to stablecoins, hold balances, and send or receive funds globally within a secure and regulated environment.
Merging Usability with Compliance
As regulators intensify their oversight of crypto-based financial services, infrastructure providers like Noah are stepping in to offer solutions that embed licensing, anti-money laundering (AML) checks, and fiat connectivity directly into DeFi workflows. This move aligns with the broader trend towards merging the user-friendly aspects of decentralized finance (DeFi) with regulatory compliance and accessibility.