Network International has recently expanded its merchant lending marketplace by partnering with Wio Bank PJSC, a digital bank based in the UAE.

This collaboration allows Network International to offer credit services from Wio Bank directly through its platform. Now, small and medium-sized enterprises (SMEs) can apply for loans through an integrated system, making the process more convenient and streamlined.

The partnership enhances the digital loan application experience by utilizing real-time transaction data to generate personalized loan offers. From initiation to disbursement, the entire lending process can be completed within a single ecosystem, significantly reducing administrative burdens and increasing speed of access.

Simplifying SME Access to Credit through Digital Tools

According to Network International representatives, the move is part of their strategy to improve credit accessibility for SMEs using integrated digital solutions. By consolidating lenders and merchants in one environment, they aim to overcome long-standing challenges related to loan acquisition.

Wio Bank officials view this integration as a means to streamline financial management for small businesses. They believe that improved availability of digital credit services can support entrepreneurship and operational growth in the UAE market.

With Wio Bank’s inclusion, Network International’s lending platform now encompasses multiple credit providers tailored to meet the diverse financing needs of SMEs. Company officials state their goal is to create a flexible multi-lender environment that provides more choices and enhances flexibility for merchants while helping financial institutions expand into new customer segments.

The partnership further expands Wio Bank’s SME customer base as part of its digital strategy, which focuses on Embedded Finance and Banking-as-a-Service (BaaS) solutions.