Auto shops, mainly SMEs, utilize Shopmonkey’s payment processing solution to meet their business needs. Through this collaboration, eligible auto shops in the US and Canada can now offer Affirm’s pay-over-time plans when invoicing their customers.
Meeting the increasing demand for flexible payment options
Managing repair costs can be challenging for both customers and repair shops. Offering a variety of payment methods is now essential for auto shops, as it provides customers with greater flexibility in their financial choices.
With Affirm, approved customers can spread the total cost of their auto repair bill into manageable biweekly or monthly payment plans, starting at 0% APR. Officials have stated that there are no late or hidden fees when using Affirm.
Furthermore, offering flexible payment options through this partnership benefits auto shops by streamlining the checkout process. This not only encourages customers to opt for additional services or larger jobs but also makes vehicle maintenance more accessible.
Flexible payment solutions for businesses
In June 2025, Affirm collaborated with Optty to support global merchants and platforms in their development processes. The goal was to enable businesses worldwide to offer Affirm’s flexible, transparent, and secure pay-over-time options through a single API integration.
Additionally, Affirm expanded its existing partnership with Williams-Sonoma, Inc., extending the service to Canada. This move built upon several years of collaboration in the US market, allowing Canadian shoppers to use Affirm’s pay-over-time services when purchasing from Williams-Sonoma, Inc.’s brands.