Fiserv offers a variety of solutions, such as account processing, digital banking, card issuer processing, payments, e-commerce, merchant services, and advanced point-of-sale systems called Clover.
Integration of U.S. Bank’s Elan Financial Services Credit Card Program
U.S. Bank’s Elan Financial Services credit card program will be integrated into Fiserv’s Credit Choice solution, with new features set to launch in late 2025.
Credit Choice is a digital credit card program that financial institutions can offer to both consumer and small business cardholders, providing a branded experience.
This partnership will enhance the Credit Choice solution by integrating digital technology from the Elan Credit Card program. The updated solution will combine debit and credit card account information, allowing customers to manage all their card details through a single platform provided by their financial institution. Customers will enjoy better accessibility, as they can view both their credit and debit card information in one place. Financial institutions will also benefit from streamlined processes for onboarding and servicing cardholders, which should reduce friction and improve the ability to establish new card relationships.
The collaboration is expected to start this summer with an integrated technology under development, aiming for a full portfolio conversion by the end of 2025. During this period, Fiserv will offer ongoing support, training, and program engagement as part of the onboarding process for new financial institutions joining Credit Choice.
The upgraded Credit Choice program will be available to banks and credit unions in the U.S., either through a new or existing partnership with Fiserv. Users of this platform will gain access to Elan’s reliable suite of agent-issuing capabilities, along with Fiserv’s digital card solutions for consumer and business card management, as well as expense management, which are expected to be integrated by the first half of 2026.