The tool is called Automated Pix and includes an additional function named Search Upcoming Bills. This allows users to receive monthly notifications before each payment, giving them the option to approve payments with a single tap or enable full automation.
According to Nubank representatives, this two-tier system aims to provide better control over recurring expenses. The Search Upcoming Bills feature will gradually roll out in the coming week. Customers using this mode will get alerts to either authorize or decline payments individually, ensuring oversight while maintaining convenience.
Security and management features
Automated payments are facilitated through Pix, Brazil’s central bank-backed instant payment system. Users can initiate setup by scanning a QR code or entering a Pix key from the billing entity within the Nubank app. If the payment is compatible with automation, the system will prompt users to choose between authorizing automatic monthly charges or activating alerts for manual approval.
Security measures for Automated Pix are consistent with those used in broader Nubank Pix offerings. These include PIN confirmation for approved transactions, real-time alerts for suspicious activity, ‘Street Mode’ limitations for unsecured environments, customizable daily Pix limits, and a list of approved contacts.
Customers retain full control over their preferences through the Payment Assistant section in the Nubank app, where they can pause, cancel, or amend existing authorizations at any time.